New and used trailers, used vehicles and trailer service in Jacksonville and Franklin, IL.

Mon to Fri 9:00 AM to 6:00 PM · Call or text (217) 673-0773

(217) 673-0773 Check availability
Call or text (217) 673-0773 Check availability

Jacksonville: Mon to Fri 9:00 AM to 6:00 PM, Sat BY APPOINTMENT ONLY, Sun Closed. Franklin: Mon to Fri 8:00 AM to 4:00 PM, Sat BY APPOINTMENT ONLY, Sun Closed.

Trailer financing

Trailer financing through Sheffield Financial

Finance your trailer through Sheffield Financial. Prequalify online before you visit, then pick your trailer with a budget in mind.

Prequalify with Sheffield (217) 673-0773

How it works

Three steps

  1. 1

    Prequalify online

    Use the Sheffield Financial link to see where you stand. It opens their secure site.

  2. 2

    Pick your trailer

    Shop our lots or the listings on this site. Ask us about any trailer you like.

  3. 3

    Finish with us

    We help you wrap up the paperwork with Sheffield. Approval and terms are up to the lender.

What to have ready

A valid driver’s license and the personal and income details the Sheffield application asks for. If you are also consigning a trailer with us, bring its title.

Trailers only for now

Sheffield financing is for trailers. Financing on used cars, trucks and SUVs is not available yet. Many buyers get a loan from their own bank or credit union before they visit.

Questions?

Call or text (217) 673-0773, Monday to Friday 9 to 6. We will walk you through it.

Plan your budget

Estimate a trailer payment

Put in the price of a trailer you like, your down payment, a term and the rate you expect. The math is a standard loan payment. It is only a planning tool: your real rate and terms come from Sheffield Financial after you apply, and tax, title, license and fees are not included.

Use the price on the listing you like.

Starts at 10% down. Change it to your number.

Type the rate you expect. Your actual rate comes from the lender.

Enter an APR to see an estimate.

Estimate only. Not an offer of credit. Your rate and terms come from Sheffield Financial after you apply. Tax, title, license and fees not included.

Apply with Sheffield Financial

Financing questions

Can I finance a trailer at Flatlander Trailer Sales?

Yes, Flatlander Trailer Sales offers trailer financing through Sheffield Financial, subject to credit approval. Prequalify online before you visit, pick your trailer with a budget in mind, and we help you wrap up the paperwork with Sheffield. Approval and terms are up to the lender.

Start with the Sheffield prequalify link on this financing page, or call or text (217) 673-0773.

Does Flatlander Trailer Sales offer financing on used cars?

Not yet: Flatlander Trailer Sales offers Sheffield Financial financing on trailers only, not on used cars, trucks or SUVs. Many buyers arrange a loan through their own bank or credit union before they shop for a used vehicle at our Jacksonville headquarters.

Call or text (217) 673-0773 with questions about buying a used vehicle.

What interest rate will I get on a trailer loan?

Flatlander Trailer Sales does not set the rate; Sheffield Financial sets rates and terms based on your application. The payment estimate on this page uses whatever rate you type in, leaves out tax, title, license and fees, and is not an offer of credit.

Prequalify through the Sheffield link on this financing page to see your real rate.

What do I need to bring to finance a trailer?

To finance a trailer at Flatlander Trailer Sales, bring a valid driver's license and be ready for the personal and income questions on the Sheffield Financial application. If you are also consigning a trailer with us, bring its title as well.

Call or text (217) 673-0773 with questions, Monday to Friday, 9:00 AM to 6:00 PM.